Is Help to Buy coming to an end?


The future of the government’s Help to Buy schemes have been the subject of recent speculation.

The schemes were introduced in 2013 in an effort to help first time buyers get a foot on the property ladder at a time when house prices were rising and hefty deposits were required.

Between the start of the scheme to the end of 2017, figures suggest that over 150,00 properties had been bought using Help to Buy equity loans which are available to either first-time buyers or buyers purchasing a new build property. The success of the schemes is reflected in research which suggests during this period it accounted for over a quarter of home completions.

However, it is now being reported that the government is considering scrapping the schemes amid suggestions that it is contributing to increasing house prices and helping those more well off climb the property ladder.

The current schemes are due to run until 2021 and it remains to be seen whether the government will extend the schemes as they currently stand, scrap them altogether or modify them in some way so as to ensure they deliver the intended results and benefits.

We help a great many people secure their dream home using the Help to Buy schemes, so do get in touch if you would like to discuss this with us.



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